Financing by Loan Size
Development Financing by Loan Size
The size of the request decides who competes for the file, how the structure assembles, and how much diligence stands between the first call and the closing.
Development financing is not one market. A $5 million spec estate and a $150 million master-planned community may share a county, but they are financed in different markets: different capital sources, timelines, and document sets. The size of the request determines who competes for the file, what structure they offer, and the distance between first conversation and funded closing.
That is why this platform organizes financing by loan size first. Match the range, and every later conversation about program, structure, and timing gets more precise.
Why size shapes everything downstream
At boutique scale, financing usually resolves into a single senior facility from a private or boutique capital source, with diligence sized to the file and review led by principals, while final credit approval rests with the capital source. As requests grow, institutional senior debt enters, mezzanine and preferred equity layers appear, intercreditor agreements have to be negotiated, and reporting deepens from draw inspections into monthly packages. A sponsor who knows which process they are stepping into negotiates better at every step.
The core of the platform
Our core transaction range is $3 million to $25 million, with the ability to evaluate larger structured financing requests through $250 million-plus. Within that range, $3 million to $7 million and $8 million to $15 million are the most heavily weighted tiers, and those two pages carry the most depth. Most of the work reviewed here (spec estates, subdivision phases, townhome and condominium projects, boutique and mid-size multifamily, build-to-rent phases) lands in one of them. Larger transactions are structured through institutional relationships appropriate to their scale.
How to use these pages
Each range page describes the project profiles at that size, how capital assembles, the diligence to expect, and where files get difficult. Pick the range where your total request lands (land or basis, hard costs, soft costs, carry, and contingency, not just the construction budget) and start there. The ranges describe how the market behaves, not cutoffs; a project review places a request that straddles a boundary.
Our core transaction range is $3 million to $25 million, with the $3MM to $7MM and $8MM to $15MM tiers carrying the deepest coverage; the platform remains credible at every scale above it.
$3 Million to $7 Million
One of our core transaction ranges, boutique development financing with institutional-quality execution.
Core range
$8 Million to $15 Million
Core middle-market development financing for larger residential projects and boutique multifamily.
Core range
$16 Million to $25 Million
The upper end of our core transaction range, mid-sized subdivisions, multifamily construction, and phased residential development.
Core range
$26 Million to $50 Million
Larger multifamily, build-to-rent communities, and multi-phase residential projects.
$51 Million to $100 Million
Institutional-scale residential and mixed-use development capital.
$101 Million to $250 Million
Large-scale development programs and structured institutional capital.
$250 Million-Plus
Master-planned and portfolio-scale development capital structured through institutional relationships.
Frequently asked questions
Does the platform serve projects below $3 million?
The platform is built around development financing of $3 million and above. Requests below that level are reviewed selectively, most often where a sponsor's pipeline includes larger work. If a project sits under the range, we say so quickly rather than run a slow no.
What if my project straddles two ranges?
Read the range where the total request most likely lands and treat the boundary loosely. The ranges describe how structures and capital sources change, not underwriting cutoffs. A project review places the request precisely.
Does a larger loan mean a longer process?
Generally, yes. More capital brings more parties, more third-party reports, and more formal documentation. A boutique file moves on a tighter cycle than a syndicated institutional facility, and each range page describes the process honestly for that scale.
Related resources
By Loan Size
$3 Million to $7 Million Development Financing
One of our core transaction ranges. Boutique development financing for spec estates, subdivision starts, townhomes, and multifamily of roughly 10–40 units, arranged through private and boutique capital sources with principal-level attention.
By Loan Size
$8 Million to $15 Million Development Financing
The second of our core transaction ranges, where condominium projects, mid-sized subdivisions, multifamily, and build-to-rent phases meet layered capital structures, fuller report sets, and coordination that has to be managed deliberately.
Financing
Residential Development Financing
Financing structured around the residential development lifecycle, from site acquisition and entitlements through horizontal development, vertical construction, lease-up, and exit.
Resource
The Developer's Guide to Development Financing
The long-form reference for how residential development capital gets structured: lifecycle, sizing measurements, the stack, draw mechanics, guaranties, and exit planning.
Financing
Acquisition, Development & Construction Financing
AD&C financing for residential developers, with land acquisition, horizontal development, and vertical construction structured as one plan with clearly sequenced stages.
Financing
Bridge Acquisition Financing
Bridge financing for acquisitions and transitions, when the timeline is fixed, the asset is between stages, and the permanent answer comes later.
Last updated July 21, 2026
Nothing on this page is a commitment to lend, a rate or term quote, or an approval. Any financing described is subject to full underwriting, third-party reports, documentation, and approval by the applicable capital source. Submitting a project review request does not create a commitment of any kind.
Financing structures described on this page may not be available for every project, sponsor, location, or point in time. Availability depends on project feasibility, sponsorship, market conditions, and the requirements of participating capital sources. State availability may vary.