Terms of Use

These Terms of Use (the "Terms") govern your use of this website, operated by Loancutters, Inc. dba Evoque Lending, including its Evoque Commercial platform (together, "Evoque," "we," or "us"). By using the site, you agree to the Terms; if you do not agree, do not use the site.

What this website is and is not

The site provides information about development and commercial financing and offers tools, guides, and a way to submit a financing inquiry. Nothing on the site is an offer or commitment to lend, to arrange financing, or to provide any particular structure or terms. Programs described here are subject to change, and all financing is subject to underwriting, due diligence, and approval of both the property and the sponsorship. The no commitment to lend disclosure and program availability disclaimer are part of these Terms.

No professional advice

Content on this site is general information, not legal, tax, accounting, investment, or financial advice, and not a recommendation for any particular transaction. Decisions about a project and its financing should be made with your own professional advisors, on the facts of your file.

Business-purpose audience

The site is intended for developers, builders, investors, and their representatives seeking business-purpose financing. It is not directed to consumers seeking financing for a personal residence, and nothing on the site should be read as consumer lending information. The business-purpose financing disclosure applies.

Information you submit

When you submit information through the site, you represent that it is accurate to your knowledge and that you are authorized to provide it. Submitting information does not create a client, advisory, or fiduciary relationship, and does not obligate Evoque to respond to, evaluate, or pursue any inquiry. Treatment of submitted information is described in the privacy policy.

Calculators and tools

The calculators and the checklist generator produce educational estimates and general lists driven entirely by your inputs. They are not offers, quotes, prequalifications, or program parameters. The calculator disclaimer is part of these Terms and applies to every tool on the site.

Intellectual property

The site and its content (text, guides, page designs, tools, and marks) belong to Evoque or its licensors. You may view, download, and print pages for your own business use in evaluating financing. You may not republish, scrape, resell, or create derivative works from the content without written permission.

Acceptable use

You agree not to misuse the site: no unlawful use, no attempts to breach security or interfere with operation, no automated harvesting of content or data, no submission of information you lack the right to share, and no use of the site to transmit anything deceptive or harmful.

Third-party websites

The site links to third-party websites, including license-lookup services. Those sites have their own terms and policies, and Evoque is not responsible for their content or practices.

Disclaimer of warranties

The site and its content are provided "as is" and "as available," without warranties of any kind, express or implied, including accuracy, completeness, fitness for a particular purpose, and non-infringement. Content may become outdated, and Evoque has no obligation to update any particular page.

Limitation of liability

To the fullest extent permitted by law, Evoque will not be liable for indirect, incidental, consequential, special, or punitive damages arising from use of the site or reliance on its content, and its total liability for any claim relating to the site will be limited to the maximum extent the law allows.

Indemnification

You agree to indemnify and hold Evoque harmless from claims arising out of your misuse of the site or your violation of these Terms.

Governing law

These Terms are governed by the laws of the State of California, without regard to conflict-of-law principles, and disputes relating to the site will be brought in courts located in California.

Changes to the Terms

We may revise the Terms from time to time. The current version will always be posted on this page, and continued use of the site after a revision constitutes acceptance.

Contact

Questions about the Terms: Loancutters, Inc. dba Evoque Lending (Evoque Commercial), 9440 Santa Monica Blvd., Suite 301, Beverly Hills, CA 90210 · 1-800-505-8121 · info@EvoqueLending.com.